Catholic Syrian Bank-Home loans

Sep 6th, 2008 | By admin | Category: Catholic Syrian Bank, home loans

Own Your Dream House

Finance for : v Construction or purchase of House or Flat. v For addition/extensions and renovations of existing House/Flat. Eligibility v To Individuals Quantum of Finance v In Metros/Urban Centres – Upto Rs.50 lakhs v In other centres – Upto Rs.25 lakhs Rate of interest Loan upto Rs.20 Lakhs v Upto and includsive of 5 Years -11.25% v Above 5 years and up to and inclusive of 15 Years – 11.75% v Above 15 years and up to and inclusive of 20 years – 12.25% Loan above Rs.20 Lakhs v Upto and includsive of 5 Years -13.25% v Above 5 years and up to and inclusive of 15 Years – 13.75% v Above 15 years and up to and inclusive of 20 years – 14.25% Margin v For construction,renovation,repair – 25% on the actual cost v For purchase of land – 70% on purchase value as per sale deed including registration charges v For purchase of ready built house/flat – 25 % on purcahse value as per sale deed including cost of registration Repayment v Maximum period 20Years including repayment holiday. v Initial repayment holiday not to exceed 12months. v In case of employees, repayment should be completed before the date of superannuation. v In other cases, the age limit is 65 years for repayment. Basic Requirements v Proof of income such as Salary Certificate/IT Assessment Order. v Copy of approved Plan and Estimate of the buililding/SaleAgreement . v For Salaried persons, irrevocable authorisation for recovery of Instalments must be submitted,duly acknowledged by the Employer. Security v Land &Building purchased/constructed more information:http://www.csb.co.in/asp/0100text.asp?pageId=183&headId=78

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Tags: amp, assessment, authorisation, Catholic Syrian Bank, construction, csb, Estimate, Finance, holiday, home loans, instalments, interest loan, land, limit, maximum, maximum period, proof of income, quantum, rate, rate of interest, recovery, registration charges, renovation, renovations, repair, repayment, Requirements, rs 50, Salaried, salary, SaleAgreement, Upto, urban centres, Urban Centres - Upto, value

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